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National Flood Insurance Program Shutdown Disrupts Home Closings; Neptune Flood Steps In

Michelle Kellett by Michelle Kellett
October 1, 2025
in Finance
A A
National Flood Insurance Program Shutdown Disrupts Home Closings; Neptune Flood Steps In

© Heidi Kaden

As the federal government shuts down today, the National Flood Insurance Program (NFIP) will be unable to issue new or renewal policies, potentially leading to delays in thousands of home closings across the country. This halt in services raises concerns for homebuyers, realtors, and lenders during a critical time in the housing market.

In contrast, Neptune Flood, the leading private flood insurance provider in the nation, remains fully operational, continuing to offer its services across all 50 states and Washington, D.C. Homebuyers and real estate professionals can depend on Neptune to facilitate smooth transactions and ensure that closings proceed without interruption.

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Matt Duffy, President of Neptune Flood, emphasized the importance of stability in these uncertain times. “Our mission has always been to provide stability and certainty in flood insurance,” he stated. “While the NFIP is unavailable, Neptune is here to keep the housing market moving and to protect Americans during hurricane season.”

Neptune Flood provides instant access to flood insurance policies online, featuring comprehensive coverage options and seamless support for property owners. With the current challenges posed by the NFIP’s shutdown, Neptune Flood is poised to be a vital resource for those navigating the complexities of home buying and financing.

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